Upload your bank statements (or connect your bank). Sai reads every line, posts it to the right account with the right GST, proves the balances to the cent, and prepares your BAS, payroll, super, TPAR and year-end. You just tick to agree.
No subscription. No minimum. 1,000 transactions is $1,000 + GST. A bookkeeper would charge $3,000–$6,000 for the same work.
Drop in your PDF bank statements, or connect your bank once. Sai reads every page and proves the running balance from opening to closing before anything is posted.
Debit and credit, correct account, GST default on and switched off where the law says so (wages, super, ATO, transfers, bank fees). Payroll and invoice payments are matched automatically.
Every line comes with a plain-English reason and a confidence score. Agree, change it, or ask. Sai learns your business and stops asking.
Four BAS equal the P&L. Every bank closing equals the Balance Sheet. Nothing is lodged or closed with a red item. Your accountant gets a file that ties.
One number. Every bank line, invoice, bill, payslip or asset Sai processes is one transaction.
Takes two minutes. Your first 100 transactions are on us.
Sai is software operated by CoSai Tax. Lodgement with the ATO is done by a registered agent (or by you through myGov/Online services) from the figures Sai prepares and proves. Every number has a trail back to the bank line.
You change it in one click. Sai learns the correction for your business and applies it from then on. Nothing is ever deleted — changes are recorded, and your accountant can see who changed what.
Cash basis by default (the right answer for most small businesses). Accruals is a setting. Invoices you issue are tracked either way, and receipts that pay an invoice are never double-counted as sales.
For tax returns and advice, usually yes — and they will love you, because the file arrives with four BAS tying to the P&L and every bank account tying to the Balance Sheet. Many accountants charge less when the books are clean.
Each business is walled off from every other. Statements are stored encrypted, bank logins are never stored by us (bank connection uses the Consumer Data Right through an accredited provider), and you can export everything at any time.